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Showing posts from April, 2014

Prayers and Trustworhty

PUT TRUST IN ALLAH SO HE WILL HELP YOU

Allah loves those who believed to Him. Though your prayers may take sometime to be fulfill. But TRUST someday He will. To make your prayers being fulfill by Him quickly, we need to put Him as our priority. Sometimes Allah doesn't fulfill our prayers because of He knows it is bad for you , second, He wants to test your sabr, third He wants to hear your prayers often with the most pious heart and lastly He has something better for you later on. Keep the positivity towards Allah. Be patience and keep faith with Him.

Last February, my husband and I unfortunately had a great financial problem. We didn't even eligible to receive BR1M that we're hoping so. Our salary drained hard because on that time we need to paid for this and that.. I cried hard and asked Allah, "Why you did this to us? Help us.. I really need You" . I was so sad and even with a bit anger towards my self.. and then at the end of the month, guess what Allah gave …

Impian

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My expectations and my aim for few years later. Tapi kereta Insyallah akan dibeli dalam masa terdekat. Nak guna. Tapi kereta apa xtaw laa.. Kerja biasa2 kereta biasa2 ja la mampu pakai haha.. tp gambar kene letak gambar kereta idaman sbb kasi bakar ckit semangat.. if dpt kereta perodua pon ok janji auto. Den x mampu na bw kete manual da ni..


Rumah lak aq x nak letak besar haha.. sbb aq x berani tggl dlm rumah yg besar sbb rumah besar ni kos lg tggi.. bia properties kecik tp byk.. bilalah boleh dpt rumah sendiri. Kene doa dkt Allah swt banyak2.. moga Dia perkenankan..

Lastly, savings for future retirement. Inflation rate as we grew older must be really high. So I should plan for my retirement saving plan from now.. menangis tgk minyak dan brg2 yang makin mahal. Skrg ni pon pening tgk harga melambung ini kan pulak waktu tua kita..

Hukum Pelaburan Saham

Hukum melabur adalah HARUS


2 Syarat Melabur dalam pelaburan saham.

1. Kita tahu apakah produk/sumber perniagaan yang 

dijalankan

2. Hendaklah produk/sumber tersebut halal.

Road To Millionaire

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Kemaen glamour title i ollssss.. Haha.. Mcm seminar2 jutawan yg Azizan Osman conducted. Yep, mmg kebanyakan yg business minded people will always love to join this kind of seminar. Aku actually g training class ni sbb na tambah ilmu since nnt Insyallah kalo Computerised Unit Trust Examination (CUTE) lulus so aku layak ler jadi Unit Trust Consultant. Masuk pon sebab quite interesting. Menjadi Perancang Kewangan utk diri sendiri dan juga orang2 lain..

Aku start masuk kelas bagai bulan March ritu. Waktu aku menganggur hehe.. So mmg nekad na teruskan even part time pon. License aq 10th May 2014. Berbalik kepada kelas Road To Miliionaire (RTM) dikendalikan oleh self made millionaire, Pn Emma Hussin. She is totally awesome mmg. Gaya2 ckp mmg gedik gtu.. tp lawak + sempoi.. Cara penyampaian yg senang paham dan x mengantuk.
RTM yg aku pergi ni da kali ke-8. Conducted on 13/4/2014 di CWA, Seremban 2. Memang time mula2 aku na start join UTC ni aku pelik tgk org2 dya pahal terlebih ceria. Ko ni…

Either Study or Work?

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A hectic day. Since I already passed my Introduction Week. So lets get your ass off the chair. After a month of no job routine. I became a temporary housewife. Last week, I received an offer from Emerson on my second day of work and getting excited of it and once I reached home, directly told my husband. Then hubby said "Yang, nak ke keje oil and gas? Keje skrg pon dah ok da seap relax2 lg.. keje oil and gas kan byk kerja.." - I was thinking and whatever he said is true because I want to focus to my CWA at the same time also.

Then I decided to email the respective person and declined the offer. A little bit of regret but I promise to myself to work well on my current job and gain more experience so that I can get a valuable and precious experience more than those fresh grads. Yes, I agreed to pursue degree is a sunnah because the intention is to get the higher knowledge. But you can also gain the knowledge by the other steps. There is always multiple choice for you to choos…

Mengapa Perlu Melabur Dalam Unit Amanah?

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Contoh
Anda seorang pekerja firma Swasta merancang untuk bersara pada umur 55 tahun. Anda hanya bergantung kepada wang simpanan KWSP sahaja apabila telah bersara nanti. (Andaikan tiada langsung hutang setelah anda bersara)
Andaikan umur anda sekarang adalah 25 tahun. Ini bermakna anda ada tempoh selama 30 tahun untuk buat simpanan sebelum bersara bukan? Berapakah anggaran wang simpanan KWSP yang bakal anda dapat setelah bersara pada umur 55 tahun nanti? Anggarkan wang simpanan KWSP yang bakal anda dapat nanti adalah RM 200,000? 
Adakah kita tahu sampai bila jangka hayat hidup kita? Tidak pasti bukan? Andaikan jangka hayat hidup hingga usia 75 tahun? Ini bermakna setelah bersara nanti anda hanya bergantung dengan wang simpanan KWSP sebanyak RM 200,000 selama 20 tahun?
Anda merancang untuk bersara pada umur 55 tahun
20 Tahun = RM 200,000 1 Tahun = RM 10,000 (RM 200,000/20 Tahun) 1 Bulan = RM 833.33 (RM 10,000/12 Bulan)
Adakah nilai wang RM 800 sebulan mencukupisetelah anda bersara nanti?Bagaima…

Job and Doa

Yes, I have involved in sales before this but that one is onto oil and gas field. I already quit that job because it made my life stressful with the fucking shit operation site behaviour. Well you will never get exposed and grow with that kind of company. Enough of being cool and accepted all those bullshit excuses. As we know sales is where we need to approach the client to buy our product. Sales is not an easy think that you can imagine. Well then because of my love in business area I opened my online shop where you can find it at Facebook and Instagram. But usually I updated all the items and stocks at instagram. I offered the customer the best price.

Thanks to Allah for giving myself an idea to opened the business online shop. That is where I gained my extra income. Not too much but then it is quite good enough laa.. Maybe I was born onto business site rather than engineering. Maybe Allah put me at GMI so that I can met my current husband hee love you abg <3

Right now, I am st…